Money clarity, minus the pressure
Qwiky brings your income, spending, bills and debts into one calm view, then helps you decide what to do next, one small step at a time.
Then from £3.99 a month
Go on, enjoy it. I’ve got the numbers.
Built for everyday money in the UK
All in one place
Money rarely arrives in one tidy place. It turns up in bits: a bill here, a payday there, a minimum payment you nearly forgot.
Qwiky turns scattered bits of information into one simple picture you can actually use.
This month, in one view
All sorted. Phew.
A day with Qwiky
Qwiky works quietly while you get on with your day. Here’s what that looks like.
08:10
The full picture Income, regular outgoings, one-off payments and debts, together in one clear view.
Morning! Here’s where your money stands.
Free to spend this monthAll sorted
£1,240
after bills and planned payments
Money in £2,850Spoken for £1,610
Your essentials are covered. Shall we plan the rest?
13:00
Ask Qwiky Plain-English answers, no jargon, based on what’s in your account.
Can I do lunch out with the team today?
Go for it. It fits this week and still leaves £62 for the weekend.
17:30
Payments under control See what’s due, add regular or one-off payments and tick off what’s been paid.
ReminderCouncil tax due Friday£142 · already covered
21:30
Statement reading Upload a statement as a PDF or a photo. Qwiky picks out the transactions for you to check.
statement-march.pdf48 transactions found
3 for you to checkBy your side, even on the quiet days.
Meet Qwiky
Qwiky’s expression changes with whatever’s going on with your money. Always calm, never judgemental.
Pick a mood, or give Qwiky a gentle poke.
Simple from the start
A quick chat: your name, your mobile number and whether it’s for you or your business.
Add income, spending and debts yourself, or upload your statements.
Check your summary, plan payments and ask Qwiky for a steer whenever you need one.
Ask Qwiky
Ask the way it pops into your head. Qwiky uses what’s in your account to give you a useful, calm answer.
Try a question
Hi, I’m Qwiky. Ask me anything about your money.
Can I cover the energy bill?
Yes, comfortably. It’s already in your budget (£96), and you’ll still have £186 left until payday.
Example answers using made-up figures.
Debt, without the dread
Explore your options, log repayments and find free, independent help.
Tell Qwiky what you owe and how it feels. It suggests a gentle order to tackle things, you log what you’ve paid, and the progress bar only moves when you do.
Nothing is agreed with lenders on your behalf and no money ever moves. If things feel heavy, Qwiky points you to free, independent debt advice.
Credit card£380 to go
3 of 5 payments logged
Two more and it’s gone. Look at you go.
Qwiky for Business
Long days, thin margins, receipts in three places. When business money and your own money keep landing in the same pile, Qwiky helps you pull them apart, calmly.
Business plan from £8.99 a month, 7 days free.
Two profiles, no mix-ups
When you start, Qwiky asks whether it’s for you or your business. You can have both and switch whenever you like.
Small moments of calm
Clear pricing
Pick the plan that suits you. No contract, cancel any time.
Monthly prices in pounds sterling (GBP). Any VAT due is shown before you pay. Cancel before day 7 and you won’t pay a penny.
In Latin America or Spain? See local prices in Spanish
For your everyday money
£3.99a month
7 days free, then £3.99 a month
Try Basic freeBest for business
For your business, and for you
£8.99a month
7 days free, then £8.99 a month
Try Business freeTake Qwiky with you. Download the app:
Your information matters
Your documents are stored privately. Nothing is analysed until you say so, and you check the results.
Your statements live in private, encrypted storage, and your account is protected with a code sent to your phone.
Qwiky asks before it reads a document, tells you who helps process it, and you check every result.
Qwiky never moves money and never agrees anything with a lender for you. You stay in charge.
FAQs
Can’t find what you’re after? Ask Qwiky inside the app.
You get full access to the plan you choose for 7 days. Cancel before it ends and you won’t be charged.
No. You can add your details yourself or upload statements as a PDF or photo. You decide what to share, and when.
No. Qwiky doesn’t hold, move or lend money. It’s a calm place to see and plan yours.
Yes. The Business plan gives you both, kept properly separate, and you can switch between them with a tap.
Bank statements as PDF, JPEG or PNG files, up to 15 MB each. Nothing is read until you agree, and you can check and correct everything Qwiky finds.
Qwiky provides organisation tools and general guidance, not regulated financial advice. For bigger decisions, we’ll point you towards free, independent help.
Yes. No contract and no fees for leaving: you can cancel from Settings in a moment.
Yes. Qwiky speaks UK English and Spanish, and you can switch language in Settings whenever you like.
Start with what you know today. Qwiky will help with the next step.
7 days free, cancel any time
Start free¿Prefieres leer Qwiky en español?
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